Unfortunately, investors know of bubbles only when it bursts! So how should you protect yourself from a bubble? Before that let us see what a bubble is and how it is formed?
Many of you would have seen the magnetic inks bar codes printed on the bottom of your bank's cheque leaves. These bar codes are known as MICR code, an abbreviation for 'Magnetic Ink Character Recognition'.
The quality in the portfolio must be kept in mind even though it means the returns are going to be more modest in the short term.
Bonds are an excellent diversification tool for those looking for stability and tax-saving. But they also carry certain risks. It is advisable to find out the reputation of the borrower as well as your risk appetite before investing.
With the news of recession hovering over the horizon, better IIP figures indicate increase in industrial production. It makes investors and stock markets become more optimistic.
Currently the brand is moving from strength to strength with improved quality ratings in J D Power quality surveys, surpassing even Toyota, awards for several of its models and plants. The way forward for Benz is clear and shining.
The tightening of the rules related to gift tax will curb money laundering to a great extent. However it does protect genuine gifts from relatives and loved ones. Several guises used earlier to cover up transactions as gifts are now taxable.
There is no way that one particular loan type can be said to be the best for all conditions. As the above discussion goes, there are so many variables that understanding the scenario is different aspects is required before a loan product can be considered for a business.
How about some facility that would give you the best of both worlds, the liquidity of a savings account and the interest rate of a fixed deposit? Auto-sweep facility does exactly this.
Broadly speaking, maternity insurance should include all costs related to pregnancy, from delivery to care in hospitals. There are some maternity insurance that also covers the prenatal visits. For example, ICICI Lombard's Health Advantage Plus offers health insurance with OPD cover that would include pre-natal tests and medication expenses.
The key lies in the getting the right information about the right options to fund your foreign trip and other related details.
Take care not to give in to the tempation of your current lifestyle, where everything is screaming 'buy now': a bit of careful indulgence and careful planning could hold you good for the rainy days ahead, when you can sit back and enjoy in peace!
This article is a sample case study stressing on the fact that one should look beyond introductory offers to arrive at the actual total loan cost to truly compare various home loan offers from banks. In this instance, it is clear that an introductory offer of 8 per cent for a year in a 20-year floating home loan rate need not necessarily be better than a 9.75 per cent or an 8.75 per cent floating home loan rate, with other conditions being constant.
Investors are divided on their opinions about the ULIP plans. This article is the first in the series that discuss ULIPs in detail.
Gold only beats inflation. It fares poorly when compared to real estate or shares when compared on the basis of real inflation adjusted returns. Any serious investor, however, is advised to have a certain percentage of investment in gold to hedge inflation.
The better option is to stay in the market. This is done by increasing the time period of investment and by increasing the frequency of investment and withdrawal.
Public sector banks charge 1 to 1.5 percent as prepayment penalty on the outstanding loan amount and in the case of private banks it is between 2 and 4 percent.
Never invest in a company or an industry that you have never heard of even if you get a tip-off.
Deposit insurance is a system in place in many countries including India that protect bank depositors.
A prenupt could help cut down the exorbitant divorce settlement costs and also make sure that there is no bone of contention between the partners including a joint account when divorce happens.
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